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Our Case Studies and Testimonials
CS1 - Double Income, 2 Kids, Home & Investment Property, and no idea what to do
Snapshot
John and Carol Jenkins*, both aged 45, and their two children are a typical Australian family. They are both employed, hard-working, are paying off their home, and have just bought an investment property. The Jenkins, like so many of us, are busy simply living life.
John and Carol both have a bit of superannuation, and have a minimal amount of risk insurance, although neither of them are quite sure exactly what that amount is, or what they are covered for. They knew that they needed to sort out their insurances to ensure that their properties were paid for, and their children’s education wouldn’t be jeopardised in the event that they weren’t able to work. They also began thinking about what their retirement would look like, and needed advice on how much they would need and what strategies would be best suited to their personal situation in order for them to achieve it.
The Jenkins key life goals were to reduce their home loan quickly to generate more available funds in the loan to fund renovations & investments, implement a risk management strategy (insurance) to protect themselves, their family, and their investments, review their superannuation and create wealth for retirement.
JBS’ strategies were to
• Restructuring their home loan;
• Implementing a savings plan;
• Provide a review of their existing insurance coverage versus their interests;
• Increasing their insurance coverage levels to protect all of their interests;
• Provide a review of their current superannuation; and
• Move to a more flexible superannuation fund which caters to their needs.
The Jenkins are now positioned to save more money and pay of their home loan quicker, which meets their goal of having more available funds in their home loan to fund renovations and investments in the future. They are protected in the case of an accident, and their superannuation is now working for them instead of against.
All in all, the Jenkins are comfortable knowing that their finances are being looked after, and they can go back to just being busy.
For a more detailed explanation of their strategy, please click here
*names have been changed
Testimonial 1 - Joe R Nigro, Director of Premier Business Consultancy
“It is with great pleasure that we provide this testimonial to JBS Financial Strategists.
We at Premier Business Consultancy Pty Ltd ( Est in 2000 ), are a small suburban practice based in Moonee Ponds (Melb) providing Accounting, Taxation & Business Advisory Services. In 2009, we sought to further add to the services provided to our 1,000+ client base, in the form of specialist advisory service in all facets of DIY Self Managed Superannuation Funds and Financial Planning Services.
We spoke to no fewer than 4 organizations providing the sought after services, and levels of expertise we felt were required to service our clients and complement our business. After meeting with JBS Director & Senior Financial Advisor, Jenny Brown, we had no hesitation in signing up.
We can now proudly say, that since forming a valued network business association with JBS in July 2009, that our SMSF client services have been widely praised by our clients. What appeals to us, is the fact that not only are we able to communicate directly with Jenny, and other senior JBS personnel, but also our clients have the same convenience.
Our experience with JBS and the team has been one of mutual benefit. Our key objective is to focus on the achievement of clients’ financial goals, which has resulted in a successful union of businesses that benefits both PBC and JBS.
Over the past 2 years we and our clients have received ongoing support from JBS and they are without doubt exceptionally good at what they do, and in providing accountant/adviser liaison.
We are extremely proud of our association with JBS and have no hesitation in recommending JBS to other accounting firms. I would be more than pleased to personally discuss our experiences with you.
Joe R Nigro
Director – Premier Business Consultancy Pty Ltd
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Case Studies
The Jenkins
Testimonials
Joe R Nigro, Accountant
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JBS Financial Strategists Pty Ltd | Level 7, 24 Albert Road, South Melbourne Victoria 3205. Tel 03 8677 0688 Fax 03 8677 0600 Email strategies@jbsfinancial.com.au
Advice on salary packaging is available from our partners Income Essentials: www.incomeessentials.com.au
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