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<TD style=" TEXT-ALIGN: left;  WIDTH: 231px; VERTICAL-ALIGN: top;  "><A href="http://eepurl.com/ohVwX" rel=index target=_blank><IMG style="WIDTH: 221px; HEIGHT: 36px" title=SignUpBUTTON_blue border=0 alt="" src="http://www.jbsfinancial.com.au/images/D8812227.png"></A>&nbsp;<BR></TD>
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<DIV style="TEXT-ALIGN: right"><A href="https://jbsfinancial.xplan.iress.com.au/clientaccess" rel=index target=_blank><IMG style="WIDTH: 99px; FLOAT: none; HEIGHT: 36px" border=0 src="http://www.jbsfinancial.com.au/images/D12209386.png"></A></DIV></TD></TR></TBODY></TABLE><BR>Welcome to JBS Financial Strategists</FONT><BR><FONT size=2><BR></FONT><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><!--?xml:namespace prefix = m /--><?xml:namespace prefix = m /><m:smallfrac m:val="off"><m:dispdef><m:lmargin m:val="0"><m:rmargin m:val="0"><m:defjc m:val="centerGroup">
<P class=MsoNormal><B><I><SPAN style="COLOR: rgb(51,42,134); FONT-SIZE: 16px">We partner with individuals, families and small businesses to help them create, protect and enjoy their wealth.</SPAN></I></B></P></m:defjc></m:rmargin></m:lmargin></m:dispdef></m:smallfrac><FONT size=2><BR>JBS Financial Strategists is a leading Melbourne based boutique financial planning business focused on creating and managing wealth strategies for a range of clients, including individuals, families, small business owners, business executives, and Gen Ys.&nbsp; JBS concentrates on wealth creation and preservation by providing personalised financial planning strategies for all situations.&nbsp; These tailored plans all reinforce our three key ideals: to <SPAN style="FONT-WEIGHT: bold">create</SPAN> long-term wealth, to <SPAN style="FONT-WEIGHT: bold">protect</SPAN> yourself, your family and your investments, and to position you to be able to <SPAN style="FONT-WEIGHT: bold">enjoy</SPAN> your success.</FONT><BR></TD></TR>
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<TD style=" TEXT-ALIGN: left;  COLOR: rgb(255,255,255); VERTICAL-ALIGN: top;   PADDING-TOP: 10px">&nbsp;&nbsp;&nbsp;<BR>
<DIV style="MARGIN-LEFT: 40px"><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; HEIGHT: 6px" title="" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Financial Planning</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Retirement Planning</A><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Superannuation Advice</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Self Managed Super Funds</A><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>SMSF Administration</A><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>SMSF Compliance</A><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>SMSF On-Line Reporting</A></DIV></TD>
<TD style=" TEXT-ALIGN: left;  VERTICAL-ALIGN: top;   PADDING-TOP: 10px"><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self><SPAN style="LINE-HEIGHT: 30px">Investment Portfolio Construction</SPAN></A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Investment Portfolio Review</A><BR><A style="COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Risk Management - personal &amp; business</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Finance and Lending</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Salary Packaging &amp; Remuneration Planning</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Referrals to other experts</A><BR><A style="LINE-HEIGHT: 30px; COLOR: rgb(255,255,255)" href="Our-Financial-Planning-Services" rel=Next target=_self><IMG style="WIDTH: 5px; FLOAT: none; HEIGHT: 6px" border=0 src="http://www.jbsfinancial.com.au/images/D429103652.png"></A>&nbsp; <A style="LINE-HEIGHT: 25px; COLOR: rgb(255,255,255)" href="http://www.jbsfinancial.com.au/Our-Financial-Planning-Services" rel=Next target=_self>Client Education</A></TD></TR></TBODY></TABLE></TD>
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<P style="COLOR: rgb(255,255,255)"><SPAN style="FONT-WEIGHT: bold">JBS Financial Strategists Pty Ltd</SPAN><BR>Level 7, 24 Albert Road,<BR>South Melbourne<BR>Victoria 3205<BR>Tel 03 8677 0688<BR>Fax 03 8677 0600<BR>Email <A style="COLOR: rgb(255,255,255)" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="mailto:strategies@jbsfinancial.com.au">strategies@jbsfinancial.com.au</A></P></TD></TR>
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<TD style="BORDER-BOTTOM: silver 0px solid; TEXT-ALIGN: left; BORDER-LEFT: silver 0px solid; WIDTH: 176px; VERTICAL-ALIGN: top; BORDER-TOP: silver 0px solid; BORDER-RIGHT: silver 0px solid"><BR><FONT color=#332a86><B><BR><FONT color=#ffffff>&nbsp; <BR>&nbsp; &nbsp;</FONT></B></FONT><FONT color=#ffffff>Advice on salary packaging<BR>&nbsp;&nbsp; is available from our partners<BR>&nbsp;&nbsp; Income Essentials:</FONT><BR>&nbsp;&nbsp; <A style="COLOR: rgb(255,255,255)" onmouseover="this.style.textDecoration = 'underline';" onmouseout="this.style.textDecoration = '';" href="http://www.incomeessentials.com.au/" rel=index target=_blank>www.incomeessentials.com.au</A></TD>
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<DIV><FONT color=#332a86><B><SPAN style="FONT-FAMILY: Century Gothic; COLOR: rgb(255,0,0); FONT-SIZE: 15px"><FONT color=#332a86><A style="COLOR: rgb(51,102,255); FONT-SIZE: 15px; FONT-WEIGHT: bold; TEXT-DECORATION: underline" href="http://youtu.be/yZoZEL4D5DM" rel=index target=_blank>Watch </A><SPAN style="COLOR: rgb(51,102,255); FONT-SIZE: 15px; FONT-WEIGHT: bold">Jenny's interview<FONT color=#332a86> </FONT>about the Budget and retirees or read our Budget summary <FONT color=#332a86><A style="COLOR: rgb(51,102,255); FONT-SIZE: 15px; FONT-WEIGHT: bold; TEXT-DECORATION: underline" href="http://us2.campaign-archive1.com/?u=2580bdb6f6c38157a98c0981d&amp;id=9192ae26a1&amp;e=" rel=index target=_blank>here</A>. </FONT></SPAN></FONT></SPAN></B></FONT></DIV></TD>
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<TD style=" TEXT-ALIGN: left;  WIDTH: 732px; VERTICAL-ALIGN: top;  "><SPAN style="COLOR: rgb(157,159,162)">Self Managed Superannuation, Self Managed Super Fund, DIY Super, DIY Superannuation, Financial Planning and Super,</SPAN><BR style="COLOR: rgb(157,159,162)"><SPAN style="COLOR: rgb(157,159,162)">Self Managed Superannuation Australia, Self Managed Super Fund Australia</SPAN><BR style="COLOR: rgb(157,159,162)"><SPAN style="COLOR: rgb(157,159,162)">© 2010 JBS Financial Strategists Pty Ltd. All rights reserved.</SPAN><BR><A href="http://www.jbsfinancial.com.au/Our-Fine-Print" rel=Next target=_self>Our Fine Print</A> | <A href="http://www.jbsfinancial.com.au/Our-Location" rel=Next target=_self>Contact Us</A></TD>
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